Albert Cowan
  • Male
  • Irvine, CA
  • United States
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  • Trc Rainear
  • Ray Fowler
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Latest Activity

Albert Cowan commented on Frank Christenberry's blog post Credit Reporting Issue
"Thanks Frank.  My position is simply to clarify what kind of questions we as collection industry members should be asking the regulatory and listing bodies, along with our clients who are involved in scoring and reporting with us."
Jun 8, 2011
Albert Cowan commented on Frank Christenberry's blog post Credit Reporting Issue
"On whether to remove negative credit listings on payment or not?  I do not think so... , but I am done with this within this particular forum.  We had this same discussion about a year ago."
Jun 8, 2011
Albert Cowan commented on Frank Christenberry's blog post Credit Reporting Issue
"I'm all ears... brainstorm with pros and cons and other ideas or arguments for the current system, please."
Jun 8, 2011
Albert Cowan commented on Frank Christenberry's blog post Credit Reporting Issue
"Whose choice should it be if not ours collectively?  I mean all the agencies I listed above are the decision makers and policy setters not just solely any one party or our government regulators - they take their lead and information from us.…"
Jun 8, 2011
Albert Cowan commented on Frank Christenberry's blog post Credit Reporting Issue
"The caveat here is that paid/settled in full claims usually affect a person's credit to a greater degree than if they filed bankruptcy.  The FTC, scoring agencies, credit bureau companies, and us are all remiss in not allowing more leeway…"
Jun 8, 2011
Albert Cowan commented on Mark Shapiro's blog post When Corporations Dissolve
"Mark, I concur with Al Dias - great information.  The findlaw.com link was especially pertinent to my needs this morning.  We have another situation wherein the legal entity changed officers and allegedly sold the business, but they have…"
May 2, 2011
Albert Cowan replied to Darius Allen's discussion Scammed by Collector
"I would also call the new Consumer Protection Bureau. This would be a good case for them to cut their teeth as it affects consumers and businesses. http://www.ftc.gov/bcp/index.shtml"
Nov 12, 2010
Albert Cowan and Trc Rainear are now friends
Aug 10, 2010
Albert Cowan updated their profile
Jul 28, 2010
Albert Cowan commented on Accounts Recovery's video
Thumbnail

The White House's Take on the Financial Overhaul

"I sincerely hope it works... at least for a couple of generations like Roosevelt's reforms following the recession. There is one part of it that irks me: A $50B standing "bailout" fund managed by the Federal Reserve to be used to pay…"
Jul 21, 2010
Michelle Dunn and Albert Cowan are now friends
Jul 1, 2010
Albert Cowan replied to Dan Hess's discussion Please make a payment vs F*** you, pay me
"Different strokes different folks, Dan. But old sayings are usually old and well used, because they are either funny or true. "You can catch more flies with honey than vinegar." Employing an escalation strategy is an acceptable method in…"
Jun 30, 2010
Albert Cowan replied to Brandon's discussion Reporting
"There is also relatively new wording in the FCRA and with the bureaus requiring something akin to a "Compliance Officer" position whose job function is deal with the disputes, removals, thirty day window backup request, etc. You can…"
Jun 9, 2010
Albert Cowan is now friends with Nate and Kaya Smith
Jun 9, 2010
Albert Cowan was featured
Jun 9, 2010

Profile Information

Corporate Title
President
Company
Xalz, Inc.
Company Type
Third-Party Agency
City, ST
Irvine, CA

Xalz, Inc.

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