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"In any scoring I would use a control group or else you will have a self fulfilling model that will not be accurate.
I love to chat about scoring. Give me a call anytime.
"Key variables in a score that provide the most predictability are as follows:
Date of last payment
Existance of a home phone
Existance of a work phone
Charge off date
You'll have to assign a value to…"
"You can have a statistician or a scoring model development company create one based on your own historic data. They'll create a "linear regression model" and determine the key characteristics of your paper and ultimately create…"