I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California, and laws vary in each state. If you ever need legal advice or a strategy to use, please contact a lawyer.



Many judgment debtors owe more people than just you. Some may be already be paying off prior family court judgments, with existing wage garnishments or wage assignments in place.



In this article, Family Court Judgments (FCJs) may be…

I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California, and laws vary in each state. If you ever need legal advice or a strategy to use, please contact a lawyer.



A Trust is a document that (at least temporarily) separates the ownership of assets from people. Instead of a person owning an asset, the trust owns it.



There are many kinds of trusts. Trusts are not usually separate legal entities from the…

I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California, and laws vary in each state. If you ever need legal advice or a strategy to use, please contact a lawyer.



Probate is a court hearing and a process, to verify and oversee the ownership transition of a deceased's possessions.



Many people with assets think that if they have completed a will, when they die, everything automatically goes to their…

I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California, and laws vary in each state. If you ever need legal advice or a legal strategy to use, please contact a lawyer.



An Elisor is court-appointed person who substitutes their signature for another person on documents, when that person cannot, should not, or will not sign them.



Sometimes an Elisor stands in the shoes of a sheriff or a coroner (when…

I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California, and laws vary in each state. If you ever need legal advice or a strategy to use, please contact a lawyer.



Your judgment debtor is sneaky, and does not have a regular job. You cannot find their bank account, and they seem to work for cash. However, they rent a nice place, and you know they placed a security deposit with the landlord. Can one levy on that…

I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California. If you ever need legal advice, please contact a lawyer.



One of the best tools in the judgment recovery business is the potential power of a judgment debtor examination. Like many tools with potential power, as Eric Clapton would sing, "it's in the way that you use it".



Results from judgment debtor examinations depend more on the examiner than…

I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California. If you ever need legal advice, please contact a lawyer.



When the word judgment is used in this article, it means judgment or debts. When enforcer or recovery specialist is used, it means professionals in the debt or judgment recovery business, including lawyers.



Judgments are usually more powerful than debts, and almost every civil judgment…

I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California. If you ever need legal advice, please contact a lawyer.



Debts and judgments do not recover themselves. In this article, when the words (judgment or judgment debtor) are used, they mean judgments or debts. Judgments are stronger than debts, and almost all civil money judgments start out as debts.



Compared to debts, there are many more tools…

I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California. If you ever need legal advice, please contact a lawyer.



Of the articles I have written so far, this 2011 one is most likely to become stale, because banks merge and change policies often. Always verify bank policies before you levy a bank account.



Historically, the laws covering California bank levies were drafted in the days of typewriters,…

I am not a lawyer, I am a Judgment and Collection Agency Broker. This article is my opinion, based on my experience in California, and laws vary in each state. If you ever need legal advice or a strategy to use, please contact a lawyer.

 

Jurisdiction is one of the foundations of civil law. Usually, a judgment needs to be domesticated to the state and county, near the judgment debtor. When a bank does business in more than one state, sometimes one can have the sheriff levy a branch…

I am not a lawyer, I am a judgment and debt expert (Judgment and Collection Agency Broker). This article is my opinion, based on my experience in California, and laws vary in each state. If you ever need legal advice or a strategy to use, please contact a lawyer.

 

Most of the time, judgments are not easy to recover. The most common and cost-effective tools to recover a judgment are bank or employment (wage) levies/garnishments.



Many judgment debtors have assets, however…

I am not a lawyer, I am a judgment and debt referral expert (Judgment and Collection Agency Broker). This article is my opinion, based on my experience in California, and laws vary in each state. If you ever need legal advice or a strategy to use, please contact a lawyer.

 

What if one has have a judgment debtor, and their non-debtor spouse filed for Chapter 7 no-asset Federal bankruptcy court protection? What if only the non-debtor spouse filed for bankruptcy, and the…