Class-Action Accuses Firm of Filing Suit in Wrong State
- A collection law firm is facing a Fair Debt Collection Practices Act class action for allegedly filing a collection lawsuit against the plaintiff in an entirely different state than the one the plaintiff resides in, even though it included statements in the complaint that the creditor sent to the plaintiff that had the correct address on it.
- More details here
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Judge Rules MTD Should be Granted in FDCPA Case Over Email Preference for Communications
- A Magistrate Court judge in Texas has recommended that a defendant’s motion to dismiss a Fair Debt Collection Practices Act be granted after it was sued for sending a letter to the plaintiff who had indicated that the only convenient way to contact him was via email.
- More details here
Judge Grants MTD in FDCPA Over Whether Plaintiff Disputed Debt
- We have discussed at great lengths all the different ways that consumers can say they are disputing a debt without using the word dispute. Sometimes because they don’t know they didn’t say it and sometimes because they are trying to trap the collector into thinking the debt wasn’t disputed when it actually was. A District Court judge in New Jersey has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case, ruling the plaintiff never crossed the threshold of actually disputing the debt and therefore could not claim the defendant violated the statute by not reporting the debt as disputed with the credit reporting agencies.
- More details here
Judge Declines to Strike Down N.J. Law Requiring Credit Reports be Made Available in Spanish
- A District Court judge in New Jersey has ruled that the state can require the three major credit bureaus have to provide credit reports in Spanish as well as English, but the bureaus do not have to make the reports available in 10 languages which was required under state law. A trade group representing the bureaus had sued the state, saying that the state law was pre-empted by the Fair Credit Reporting Act and, if not pre-empted, infringed upon the commercial speech rights under the First Amendment.
- More details here
WORTH NOTING: Everything you need to know about solar eclipse glasses … Questions you should avoid asking when conducting job interviews … The top Easter candies across the country, according to DoorDash … 70% of people have a happy place they can escape to. Do you? … In-office salaries are on the rise, while remote workers aren’t getting raises … Did you know Punxsutawney Phil had a partner? And now they have kids? … Owning a football team is costing Ryan Reynolds a lot of money … The next frontier in airport innovations is the bathroom.
Funny Friday, part I
Funny Friday, part II
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